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Secure Financial Stability

SNF Life Insurance

Not sure what policy works best for your circumstances? Our financial experts are only a call away!

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Traditional Whole Life

Our lowest cost permanent insurance plan.

20 Year
Pay Life

Pay premiums condensed over a shorter period of time.

Single Premium Whole Life

Pay your premium only once. Perfect for young adults.

10 Year
Level Term

Excellent low-cost life insurance protection for short-term needs.

Single Premium Term to age 30

Level coverage for children and young adults from age 0-30.

Whole Life Insurance

Traditional Whole Life Insurance

Our lowest cost permanent whole life insurance plan gives our clients:

  • The certainty of a guaranteed amount of death benefit
  • Guaranteed rate of return on your cash values
  • Level premium guaranteed to never increase for life
  • “Banded” rates (i.e. larger amounts of insurance pay less premium per thousand-dollar face amount)
  • Entitlement to all fraternal benefits of the SNF

20 Year Pay Life Insurance

In this plan, premiums are paid up to 20 years. After this, the policy is paid-up and will remain in force for the life of the certificate holder. Clients receive:

  • Premiums condensed over a shorter period
  • The certainty of a guaranteed amount of death benefit
  • Guaranteed rate of return on your cash values.
  • “Banded” rates 
  • Entitlement to all fraternal benefits of the SNF

Single Premium Whole Life Insurance

This whole life insurance option is ideal for young people and adults who prefer having their insurance prepaid or using for wealth transfer.

  • One premium paid at the time of application
  • Fully paid certificate at a great savings for the life of the certificate holder
  • Certainty of a guaranteed amount of death benefit
  • Guaranteed rate of return on cash values
  • “Banded” rates
  • Entitlement to all fraternal benefits of the SNF

Not sure which life insurance policy works best for you?

Our team of financial experts are here to walk through all the options available to you. Life insurance doesn’t need to be complicated. Give us a call today!

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Term Life Insurance

10 Year Level Term

The 10 Year Renewable Term life plan has a premium for ten (10) years. It provides:

  • The certainty of a guaranteed amount of death benefit
  • Excellent low-cost life insurance protection for short-term needs
  • at the expiry of term, the plan can be renewed annually without proof or declaration of insurability, up to age 69, at a premium applicable to the attained age at the renewal date

Single Premium Term To Age 30

This plan is designed to provide level coverage at a low cost for children and young adults between the ages of 0 – 30.
  • Single premium, in face amounts of either $10,000 or $20,000
  • Insured is eligible for a range of Serb National Federation fraternal benefits and future insurability is guaranteed upon conversion to a permanent life insurance plan at any time up to age 30.
  • Face amount of new certificate upon policy conversion may be any amount not greater than three times the face amount of the original certificate
  • Insured will receive $1.00 per $1,000 per year of the converted amount of insurance toward the premium of the new permanent plan.
  • Conversion credit of $1.00 per thousand of insurance coverage on permanent life certificate (only given when plan conversion takes place prior to age 25)

You are part of the family. Every step of the way.

At SNF, we understand the importance of family. That’s why we treat every client like a member of our  family. We are there for you through every step of this process to answer your questions and address your concerns.

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Secure Your Family's Future In 3 Simple Steps

1.

Talk with a financial advisor

One of our experts will reach out to you to discuss what investments work best for you.

2.

Fill out an application

Our form is simple and easy – just fill it out and send it in!

3.

Put your plan into action

Sit back and relax. Your family is well taken care of now!

Open An SNF Annuity Today!

Short Term:  3.25%  Optimum Choice (1 -year & Renewable)

4.25% Optimum 2

5.25% Optimum 3*

Long Term:  6.00% Genesis 5*   6.75% Genesis 8*

  • Guaranteed never to earn less than 3%
  • Tax deferred earnings
  • No sales charges or fees
  • Liquidity/Withdrawal features
  • Flexible retirement income options
  • Avoids Probate
*$25,000 Minimum Deposit; Lower minimums available

Protect And Grow Your Assets